BANK OF AMERICA® Premium REWARDS CARD

A versatile travel and dining card offering elevated rewards and built-in travel perks. Ideal for Bank of America customers looking to boost point earnings through the Preferred Rewards program.

WHAT MAKES IT UNIQUE?

This card combines everyday simplicity with premium-level value, especially when paired with Bank of America banking products.

• 2X points on travel and dining
• 1.5X points on all other purchases
• Points are flexible—redeem for travel, cash back, gift cards, or Merrill investments
• Points never expire and there’s no limit to how much you can earn
• Earn up to 3.5X on travel/dining and 2.62X on other purchases with Preferred Rewards

WELCOME BONUS & CREDITS

A strong bonus and helpful credits boost value in the first year and beyond.

• 60,000 bonus points (worth $600) after spending $4,000 in the first 90 days
• $100 airline incidental credit each year (for seat upgrades, baggage, etc.)
• $100 Global Entry/TSA PreCheck® credit every 4 years
• Combine with Preferred Rewards to maximize your earning potential

PAYMENTS & TERMS

Simple structure and competitive benefits with a modest fee.

• Annual fee: $95
• No foreign transaction fees
• Standard variable APR; no intro APR period
• Best suited for those with excellent credit and/or existing BofA relationships

OTHER CARD FEATURES

Comes with a solid set of protections and premium benefits for travelers.

• Trip delay/cancellation insurance
• Lost luggage reimbursement
• Purchase security & extended warranty
• Travel and emergency assistance services
• Auto rental collision coverage

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